4 painless personal finance apps for people

For some, budgeting apps are a breath of fresh air

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They enjoy the hands-off help and ease that these tools provide them with their finances

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1. Digit: Always know what's available to spend

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The app uses artificial intelligence to find small amounts of money in your account without you knowing

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2. Prism: Never forget your bills

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They do this by using AI and banking technology in order find small amounts of cash sitting around your account

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3. Acorns: Invest with spare change

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But most often than not, they waste your time and energy by requiring or allowing you choose individual stocks

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4. Varo: Build credit without risk

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The online neobank offers high-yield savings, almost no fees and low cost overdraft protection for those who need it most

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The idea behind a lot of money management apps is that you have to actively make and maintain your budget in order for it be effective

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